Peymo, a UK-based fintech company, has launched a new digital finance platform powered by artificial intelligence. This platform combines traditional fiat banking, cryptocurrency wallets, tokenized assets, and embedded finance into one system.
Users can manage British pounds, euros, crypto assets, and branded debit cards through the platform, which Peymo calls an “AI-powered multi-hybrid bank”.
The platform also offers enterprises the ability to integrate full banking functions via APIs. It features a voice-first interface for hands-free banking and AI agents that monitor user behavior, track market trends, optimize payments, and protect assets in real time.
Additionally, AI tools help users manage a diverse portfolio including crypto, fiat money, gold, and tokenized assets.
Peymo is actively engaging with partners, early adopters, and regulators to expand its infrastructure globally. The company invites investors to join its growth journey, highlighting a strategy focused on acquiring large client databases, embedding finance solutions with online businesses, and implementing a paygateway system to rapidly grow its user base.
The rise of mobile banking apps is reshaping how consumers manage their finances, with many millennials, Gen Z, and Gen X users preferring digital-first banking solutions.
Research shows that 25% of customers switched banks last year, driven mainly by the demand for better digital experiences and improved customer service.
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